Get the best car loan for you!

fast, free online auto loan application

  • Fast, convenient online financing.
  • Competitive rates and terms.
Finance Application
Auto Payment Calculator

Auto Payment Calculator

Order your FREE credit report

Contact one of the three major credit reporting agencies to get your credit report, including your credit score, by phone or via their website.

For Car Loan Questions Call: 877-810-6132

Ignition can fulfill all of your financing needs. We deal with a multitude of national, regional, and local banks to ensure our customers secure the best financing available on the market today. We have interest rates starting as low as 4.5% for well qualified buyers. Not perfect? Either are we. Don't worry we have vast experience and many banks to choose from for those who have not so perfect credit. Whether you are A++, A, B, C, or D it doesn't matter. . . we are here to help and make sure we get our customers the best!

Buying vs. Leasing (A Brief Overview)

In making the decision on whether to buy or lease your new car, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.

When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying for only what you use of the vehicle. You do not have to put money down and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.

We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle.